American Express Company (AXP) — Stock Price, Financials & Analysis

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Key Statistics — AXP

  • Latest Close: $340.81
  • Market Cap: $230.15B
  • P/E Ratio (TTM): 20.7
  • EPS (TTM): $16.47
  • Dividend Yield: 112.00%
  • Beta: 1.05
  • 52-Week High: $387.49
  • 52-Week Low: $290.97
  • Profit Margin: 16.1%
  • Return on Equity: 34.4%
  • Debt to Equity: 172.4

Sector: Financial Services — Credit Services

Income Statement — AXP

  • 2021: Revenue N/A, Net Income N/A
  • 2022: Revenue $52.86B, Net Income $7.51B
  • 2023: Revenue $60.52B, Net Income $8.37B
  • 2024: Revenue $65.95B, Net Income $10.13B
“”Wednesday, August 12, 2026
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AXPFinancial Services

American Express Company — Financial Services · Credit Services

$340.81+1.95 (+0.58%)
Mkt Cap
$230.15B
P/E
20.7
EPS
$16.47
Beta
1.05
Yield
112.00%
52W Hi
$387.49
52W Lo
$290.97
Vol
3.1M

Price History

Chart Terminal →Technical Analysis →

Company Profile

Sector
Financial Services
Industry
Credit Services
Employees
76,800
HQ
New York, NY, United States
Web
americanexpress.com

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Top Executives

NameTitleTotal Pay
Mr. Stephen Joseph SqueriChairman & CEO$17.3M
Mr. Christophe Y. Le CaillecChief Financial Officer$7.0M
Mr. Raymond Donald JoabarGroup President of Global Commercial Services$6.4M
Mr. Howard Martin GrosfieldGroup President of US Consumer Services$7.0M
Mr. Ravikumar RadhakrishnanExecutive VP & CIO$7.4M
Mr. Kartik RamachandranSenior VP & Head of Investor Relations—
Ms. Laureen E. SeegerChief Legal Officer$6.2M
Ms. Elizabeth RutledgeChief Marketing Officer—
Ms. Glenda G. McNealChief Partner Officer—
Ms. Denise PickettPresident of Enterprise Shared Services—

Financial Statements

✓
Profitable
4/5 periods
✓
Revenue Growing
+9.5% latest, 3/3 up
✓
Earnings Growing
+7.0% latest, 3/3 up
✗
Pays Dividend
No dividends
✓
Positive Margin
16.1% net margin

American Express Company

Financial Services \u00b7 Credit Services

Market Cap$230.15B
Trailing P/E20.7
Forward P/E16.9
EPS (trailing)$16.47
EPS (forward)$20.12
Gross Margin62.3%
Operating Margin20.3%
Profit Margin16.1%
Dividend Rate$3.80/share
Dividend Yield112.0%
Payout Ratio21.5%

Revenue & Net Income

2021 – 2025, Annual

Revenue

Net Income

Profit Margins

2021 – 2025, Annual

Earnings Per Share

2021 – 2025, Annual

Dividends

No dividend history available.

Price Ranges

52-Week
$290.97$387.49
Fwd P/E16.9
Avg Volume3.1M
Shares Out0.68B

Key Ratios

Gross Margin62.3%
Operating Margin20.3%
Profit Margin16.1%
ROE34.4%
ROA3.8%
P/B6.7
D/E172.38
Current Ratio1.55
Dividend Rate$3.80
Payout Ratio21.5%

Cash & Debt

Cash 44%Debt 56%
Total Cash$45.75B
Total Debt$59.09B
Net Cash$-13.34B
Free Cash FlowN/A
Operating CF$18.47B

Ratings Snapshot

3.0 / 5
P/E3/5(20.7)
P/B2/5(6.7)
ROE5/5(34.4)
ROA3/5(3.8)
D/E1/5(172.4)
Liquidity4/5(1.6)

Growth Pulse

Revenue Growth+12.8%
Earnings Growth+11.0%

Analyst Recommendations

0m
Hold (30 analysts)
5
10
14
Strong Buy: 5
Buy: 10
Hold: 14
Sell: 1
Strong Sell: 0
MonthStr BuyBuyHoldSellStr Sell
0m5101410
-1m5101410
-2m4101510
-3m3101510

Income Snapshot 2025

Revenue
$72.2B
Net Income
$10.8B
Gross Margin
N/A
Net Margin
15.0%
Op. Income
N/A
EPS
$15.41

Balance Sheet

2021 – 2025, Annual
Debt / Equity1.73x
Moderate leverage
Net Debt$10.05B
Total debt minus cash on hand

Assets vs Liabilities vs Equity

Assets = Liabilities + Equity. The green bar is what's left for shareholders after paying all debts.

Cash vs Debt

How much cash the company has on hand vs how much it owes in total debt.

Period Detail

PeriodAssetsLiabilitiesEquityCashDebtD/E
2021N/AN/AN/AN/AN/A—
2022$228.35B$203.64B$24.71B$33.54B$43.92B1.78x
2023$261.11B$233.05B$28.06B$46.53B$49.16B1.75x
2024$271.46B$241.20B$30.26B$40.55B$51.09B1.69x
2025$300.05B$266.58B$33.47B$47.71B$57.76B1.73x

Balance Sheet Snapshot 2025

Total Assets$300.05B
Total Liabilities$266.58B
Equity$33.47B
Retained Earnings$25.49B
Goodwill$4.87B
Long-Term Debt$56.39B

Cash Flow Statement

2021 – 2025, Annual

Operating · Investing · Financing

Operating — cash from core business.Investing — buying/selling long-term assets.Financing — debt, equity & dividends.

Free Cash Flow

Operating cash flow minus capital expenditure — the cash available after maintaining operations.

PeriodOperatingInvestingFinancingFCFCapEx
2021$0$0$0$0$0
2022$21B$-34B$25B$19B$-2B
2023$19B$-24B$18B$17B$-2B
2024$14B$-24B$4B$12B$-2B
2025$18B$-23B$11B$16B$-2B

Capital Allocation 2025

CapEx$2.42B
Dividends Paid$2.27B
Buybacks$5.81B
Debt Repaid$18.16B
Debt Issued$24.38B
Net Change Cash$6.75B

Price History

Chart Terminal →Technical Analysis →

Company Profile

Sector
Financial Services
Industry
Credit Services
Employees
76,800
HQ
New York, NY, United States
Web
americanexpress.com

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Top Executives

NameTitleTotal Pay
Mr. Stephen Joseph SqueriChairman & CEO$17.3M
Mr. Christophe Y. Le CaillecChief Financial Officer$7.0M
Mr. Raymond Donald JoabarGroup President of Global Commercial Services$6.4M
Mr. Howard Martin GrosfieldGroup President of US Consumer Services$7.0M
Mr. Ravikumar RadhakrishnanExecutive VP & CIO$7.4M
Mr. Kartik RamachandranSenior VP & Head of Investor Relations—
Ms. Laureen E. SeegerChief Legal Officer$6.2M
Ms. Elizabeth RutledgeChief Marketing Officer—
Ms. Glenda G. McNealChief Partner Officer—
Ms. Denise PickettPresident of Enterprise Shared Services—

Price Ranges

52-Week
$290.97$387.49
Fwd P/E16.9
Avg Volume3.1M
Shares Out0.68B

Key Ratios

Gross Margin62.3%
Operating Margin20.3%
Profit Margin16.1%
ROE34.4%
ROA3.8%
P/B6.7
D/E172.38
Current Ratio1.55
Dividend Rate$3.80
Payout Ratio21.5%

Cash & Debt

Cash 44%Debt 56%
Total Cash$45.75B
Total Debt$59.09B
Net Cash$-13.34B
Free Cash FlowN/A
Operating CF$18.47B

Ratings Snapshot

3.0 / 5
P/E3/5(20.7)
P/B2/5(6.7)
ROE5/5(34.4)
ROA3/5(3.8)
D/E1/5(172.4)
Liquidity4/5(1.6)

Growth Pulse

Revenue Growth+12.8%
Earnings Growth+11.0%

Analyst Recommendations

0m
Hold (30 analysts)
5
10
14
Strong Buy: 5
Buy: 10
Hold: 14
Sell: 1
Strong Sell: 0
MonthStr BuyBuyHoldSellStr Sell
0m5101410
-1m5101410
-2m4101510
-3m3101510

Financial Statements

✓
Profitable
4/5 periods
✓
Revenue Growing
+9.5% latest, 3/3 up
✓
Earnings Growing
+7.0% latest, 3/3 up
✗
Pays Dividend
No dividends
✓
Positive Margin
16.1% net margin

American Express Company

Financial Services \u00b7 Credit Services

Market Cap$230.15B
Trailing P/E20.7
Forward P/E16.9
EPS (trailing)$16.47
EPS (forward)$20.12
Gross Margin62.3%
Operating Margin20.3%
Profit Margin16.1%
Dividend Rate$3.80/share
Dividend Yield112.0%
Payout Ratio21.5%

Revenue & Net Income

2021 – 2025, Annual

Revenue

Net Income

Profit Margins

2021 – 2025, Annual

Earnings Per Share

2021 – 2025, Annual

Dividends

No dividend history available.

Income Snapshot 2025

Revenue
$72.2B
Net Income
$10.8B
Gross Margin
N/A
Net Margin
15.0%
Op. Income
N/A
EPS
$15.41

Balance Sheet

2021 – 2025, Annual
Debt / Equity1.73x
Moderate leverage
Net Debt$10.05B
Total debt minus cash on hand

Assets vs Liabilities vs Equity

Assets = Liabilities + Equity. The green bar is what's left for shareholders after paying all debts.

Cash vs Debt

How much cash the company has on hand vs how much it owes in total debt.

Period Detail

PeriodAssetsLiabilitiesEquityCashDebtD/E
2021N/AN/AN/AN/AN/A—
2022$228.35B$203.64B$24.71B$33.54B$43.92B1.78x
2023$261.11B$233.05B$28.06B$46.53B$49.16B1.75x
2024$271.46B$241.20B$30.26B$40.55B$51.09B1.69x
2025$300.05B$266.58B$33.47B$47.71B$57.76B1.73x

Balance Sheet Snapshot 2025

Total Assets$300.05B
Total Liabilities$266.58B
Equity$33.47B
Retained Earnings$25.49B
Goodwill$4.87B
Long-Term Debt$56.39B

Cash Flow Statement

2021 – 2025, Annual

Operating · Investing · Financing

Operating — cash from core business.Investing — buying/selling long-term assets.Financing — debt, equity & dividends.

Free Cash Flow

Operating cash flow minus capital expenditure — the cash available after maintaining operations.

PeriodOperatingInvestingFinancingFCFCapEx
2021$0$0$0$0$0
2022$21B$-34B$25B$19B$-2B
2023$19B$-24B$18B$17B$-2B
2024$14B$-24B$4B$12B$-2B
2025$18B$-23B$11B$16B$-2B

Capital Allocation 2025

CapEx$2.42B
Dividends Paid$2.27B
Buybacks$5.81B
Debt Repaid$18.16B
Debt Issued$24.38B
Net Change Cash$6.75B
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